Terms & Conditions

1. Introduction

Welcome to José Covas Education Academy.

These Terms & Conditions govern your access to and use of our website, platform and digital learning services. By accessing or using this platform, you agree to comply with these terms.

If you do not agree, you should not use the platform.

2. About the Platform

José Covas Education Academy is an online learning platform focused on real estate education, investment decision-making and analytical thinking.

The platform provides structured digital courses designed for professionals, investors and learners seeking a clear understanding of real estate markets and investment logic.

3. Eligibility

By using this platform, you confirm that:

  • You are at least 18 years old, or
  • You are accessing the platform under appropriate supervision

You are responsible for ensuring that your use complies with applicable laws and regulations.

4. Account Registration

To access certain features, you may be required to create an account.

You agree to:

  • Provide accurate and complete information
  • Maintain the confidentiality of your login credentials
  • Be responsible for all activity under your account

We reserve the right to suspend or terminate accounts that violate these terms.

5. Courses and Access

Courses are delivered as digital, self-paced learning content.

Upon successful purchase:

  • You will be granted access to the selected course
  • Access is provided via your “My Courses” dashboard

Access is personal and non-transferable.

We reserve the right to update course content at any time to maintain quality and relevance.

6. Payments

All payments are processed securely through third-party payment providers (e.g. Stripe).

By purchasing a course, you agree that:

  • Prices are clearly displayed before checkout
  • Payment is required in full before access is granted
  • You are responsible for any applicable taxes or fees

We do not store your payment details.

7. Refund Policy

Refunds are governed by our Refund Policy, available on this website.

As a general principle:

  • Digital products may not be refundable once accessed
  • Exceptions may apply under specific conditions

You are advised to review the Refund Policy before making a purchase.

8. Intellectual Property

All content on this platform, including:

  • Courses
  • Videos
  • Text
  • Materials

is the intellectual property of José Covas Education Academy unless otherwise stated.

You may not:

  • Copy
  • Distribute
  • Reproduce
  • Share access

without prior written permission.

9. Acceptable Use

You agree not to:

  • Share your account with others
  • Attempt to access restricted areas
  • Use the platform for unlawful purposes
  • Disrupt or interfere with platform functionality

Violation may result in account suspension or termination.

10. Disclaimer

The content provided is for educational purposes only.

The academy does not provide:

  • Financial advice
  • Investment advice
  • Legal advice

Users are responsible for their own decisions and outcomes.

11. Limitation of Liability

To the extent permitted by law, José Covas Education Academy shall not be liable for:

  • Any indirect or consequential losses
  • Business or investment losses
  • Decisions made based on course content

Use of the platform is at your own risk.

12. Privacy

Your personal data is handled in accordance with our Privacy Policy.

By using the platform, you consent to the collection and use of your information as described.

13. Modifications

We reserve the right to update or modify these Terms at any time.

Updates will be effective upon publication. Continued use of the platform constitutes acceptance of the revised terms.

14. Governing Law

These Terms are governed by the laws of Portugal.

Any disputes shall be subject to the jurisdiction of the competent courts in Portugal.

15. Contact

For any questions regarding these Terms: