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Level 5 · Allocation & risk

Allocation and risk

“How do I allocate and structure without being the least-informed person in the room?”

For capital-rich investors who rely on intermediaries and want to reason for themselves. Leads into the members’ club.

€6906 short videos~4.5–5 hoursTool: The Allocation & Risk Frame

Enrolment isn’t open yet — join the list and you’ll be the first to know when it launches.

What you’ll be able to do

  • Think about allocation like an institution — simply.
  • Frame risk across a portfolio, not one deal at a time.
  • Structure a position deliberately rather than by default.
  • Hold your own with sophisticated counterparties.

What’s included

Videos
6 short modules (8–15 min), one idea each.
1-page tool
The Allocation & Risk Frame — a professional decision instrument in PDF.
Workbook
Apply each framework to a real decision of your own.
Assessment
A final decision scenario — judgement, not memorisation.
Certificate
Completion certificate stating ~4.5–5 hours (video + self-study).
Format
On-demand, online, one language. Learn on your own schedule.

Curriculum

  • Thinking in a portfolio
  • The allocation frame
  • Structuring risk deliberately
  • Institutional reasoning, made simple
  • The case
  • The allocation decision decision point

Assessment & certificate

The course ends with a decision scenario: you apply the framework to a real case and reach a defensible go/no-go. On completion you receive a branded certificate stating the learning outcomes covered and your hours (video plus self-study).

Your instructor

José Covas
José Covas

Close to three decades in real-estate practice and valuation, to RICS standards. The Academy distils that experience into a way of deciding under uncertainty — not a list of tips, but the reasoning a professional uses.

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This course is educational only and does not constitute investment, financial, legal or tax advice, nor a recommendation to buy, sell or hold any specific asset or property. No particular result or return is promised or guaranteed. You remain responsible for your own decisions.

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José Covas

An online academy for real-estate investment education. Established in Lisbon, teaching across borders.

José Covas Education Academy, Lda · NIPC 519 093 500 · Avenida Engenheiro Duarte Pacheco, Torre 1, Piso 2, Escritório 10, 1070-101 Lisboa, Portugal · Share capital EUR 1,000.00 · [email protected] · +351 962 802 463
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